Insurance Reimbursement
💜 Insurance Reimbursement Guide
Many insurance plans cover medical wigs for chemotherapy and medical hair loss patients
✨ Good News!
If you're undergoing chemotherapy or medical treatment, your insurance may reimburse part or all of your wig purchase.
We provide all the documentation you need to submit to your insurance company.
📋 What We Provide
✓ Detailed Invoice
Itemized receipt with all required information including product description, price, date of purchase, and our business details.
✓ Medical Necessity Letter
Documentation stating that the wig is a medical-grade cranial prosthesis for insurance submission purposes.
✓ Product Specifications
Medical-grade wig certification and detailed product specifications required by insurance companies.
✓ Reimbursement Guide
Step-by-step instructions on how to submit your claim for the best chance of approval.
🏥 Insurance Plans That Often Cover Wigs
- Private Health Insurance - Most plans with cancer treatment coverage
- Medicare - With supplemental plans (Part B or Medigap)
- Medicaid - Coverage varies by state
- Veterans Affairs (VA) - For eligible veterans
- Cancer-Specific Insurance Riders - Additional coverage policies
- Flexible Spending Accounts (FSA/HSA) - Pre-tax medical expenses
💰 Typical Reimbursement Amounts
Most insurance plans cover: $200 - $500
Some plans cover: Up to the full cost (with a prescription from your oncologist)
📝 How to Get Reimbursed (5 Simple Steps)
Check Your Coverage
Call your insurance company and ask: "Does my plan cover cranial prostheses for chemotherapy-related hair loss?" Note the coverage amount and any requirements.
Get a Prescription
Ask your oncologist or doctor for a prescription. Important: Request they use the term "cranial prosthesis" instead of "wig" - this medical terminology often results in better coverage.
Purchase Your Wig
Order your medical-grade wig from VexoraWigs. You'll pay the full amount upfront and get reimbursed by your insurance later.
Request Documentation
Email us at hey@vexorawigs.com with subject "Insurance Documentation Request". We'll send you all necessary documents within 24 hours.
Submit Your Claim
Send the prescription, our documentation, and your insurance claim form to your insurance company. Most reimbursements are processed within 2-6 weeks.
💡 Pro Tips for Maximum Reimbursement
- Use "Cranial Prosthesis" - This medical term is more likely to be covered than "wig"
- Get Pre-Authorization - Some plans require approval before purchase
- Keep Copies - Make copies of all documents before submitting
- Follow Up - Call your insurance after 2 weeks to check claim status
- Appeal if Denied - Many denials are overturned on appeal with proper documentation
📄 Sample Doctor's Letter
You can share this template with your doctor:
To Whom It May Concern,
This letter is to certify that [Patient Name] requires a cranial prosthesis (medical wig) due to hair loss resulting from chemotherapy treatment for [diagnosis].
The cranial prosthesis is medically necessary to help the patient maintain normal appearance and psychological well-being during cancer treatment. Hair loss from chemotherapy can cause significant emotional distress, and a cranial prosthesis is an important part of the patient's overall treatment and recovery.
I recommend a high-quality, medical-grade cranial prosthesis for this patient.
Sincerely,
[Doctor's Name, MD]
[Medical License Number]
[Date]
💜 Need help customizing this letter? Contact us and we'll assist you.
❓ Frequently Asked Questions
Q: Do I need to buy the wig before getting reimbursed?
A: Yes, most insurance plans work on a reimbursement basis. You pay upfront and submit for reimbursement afterward. Some plans may offer pre-authorization.
Q: How long does reimbursement take?
A: Typically 2-6 weeks after submission. Processing times vary by insurance company.
Q: What if my claim is denied?
A: Don't give up! Many denials are overturned on appeal. Contact us and we'll help you prepare an appeal with additional documentation.
Q: Can I use FSA/HSA funds?
A: Yes! Medical wigs are eligible FSA/HSA expenses with a doctor's prescription. This is often the easiest way to use pre-tax dollars for your purchase.
💜 We're Here to Help
Navigating insurance can be overwhelming, especially during treatment. We're here to make it easier.
Disclaimer: Insurance coverage varies by plan and provider. This guide is for informational purposes only. We recommend contacting your insurance company directly to confirm your specific coverage. VexoraWigs is not responsible for insurance claim denials or reimbursement amounts.
Our Story
Wigs have a rich history, tracing back to ancient times, yet finding a wig that truly embodies quality and beauty has always been a challenge. For too long, the wig industry has been marked by subpar products and inflated prices, leaving many women with limited options, particularly those facing hair loss challenges. Adam Rao, the visionary behind VexoraWigs. Inspired by his wife's struggle with hormone-induced hair loss after childbirth, Adam embarked on a mission to create a wig brand that redefined standards.
Our Mission
At VexoraWigs, we believe that every woman deserves to feel confident and beautiful, regardless of her circumstances. Our mission is to provide high-quality wigs that empower women to embrace their unique beauty and live life to the fullest.